PCI DSS v4.0.1 mandates 12 requirements to protect cardholder data environments. Non-compliance fines range from $5,000 to $100,000 per month. A data breach can cost millions more. Our platform makes compliance measurable, auditable and defensible.
PCI DSS non-compliance fines typically range from $5,000 to $100,000 per month, charged by acquiring banks. Following a data breach, penalties can escalate to hundreds of thousands — or millions — of dollars.
Acquiring banks charge monthly non-compliance fees to merchants failing to secure cardholder data. These escalate with time and severity of gaps, and increase sharply after any breach event.
A cardholder data breach triggers forensic investigation costs, card replacement fees, regulatory fines, legal liability, and reputational damage. Merchants can permanently lose card acceptance rights.
PCI DSS v4.0.1 requires merchants and service providers to notify card brands and acquirers within 72 hours of a confirmed or suspected cardholder data breach. Failure compounds fines.
Spreadsheets cannot deliver the structured, auditable evidence PCI DSS demands. The Cognisec PCI DSS Engine automates all 12 requirements with role-based workflows across your cardholder data environment.
Identify, classify and document all systems in scope for PCI DSS. Automated CDE boundary mapping aligned to Requirement 1 and 2.
PCI DSS Requirement 6 mandates regular vulnerability scanning and patch cycles. Track CVEs, scan results and remediation status in one platform.
Requirement 7 and 8 mandate least-privilege access and MFA for all CDE access. Monitor access reviews, user provisioning and MFA enforcement.
Every control, submission and review logged with timestamps and roles. Export SAQ and ROC evidence packs for QSA assessments instantly.
One platform, three dedicated panels — CISO, Compliance Officer and Auditor. Each role sees exactly what they need.
The central owner of the PCI DSS programme. The CISO oversees all 12 requirements, reviews compliance officer submissions, approves controls, and manages the overall cardholder data security strategy.
Responsible for day-to-day PCI DSS operations. Compliance Officers perform risk assessments, implement controls across requirements, submit evidence for CISO review, and track remediation of gaps.
Independent review panel for internal auditors and Qualified Security Assessors (QSA). Review all evidence, validate controls, raise findings and produce assessment reports aligned to PCI DSS v4.0.1.
PCI DSS v4.0.1 is the current mandatory standard. All organisations accepting card payments must comply or face monthly fines and potential loss of card processing rights.
PCI DSS v4.0.1 — PCI Security Standards Council
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We are actively seeking motivated sales partners across the UK, Europe, North America and Asia-Pacific to represent the Cognisec PCI DSS Engine. If you work in cybersecurity, payment security, or compliance consulting — let's talk.